Complete travel insurance adapted to our language trips around the world.
Easy Languages offers you a complete insurance package adapted to all our formulas for a stay abroad, regardless of your destination.
This insurance covers medical, surgical and dental expenses, medical assistance and repatriation, baggage insurance in case of theft or loss by the airline and personal liability.
Comprehensive COVID cover
- Emergency medical treatment, quarantine and repatriation if the insured contracts COVID-19 or any other infectious disease while abroad.
- Early return of the insured to his country of residence if “the Ministry of Foreign Affairs of the COUNTRY OF DOMICILIATION, or any other competent authority of that country, advises the insured to return home because of COVID-19 or any other contagious or pandemic disease” or if a family member of the insured becomes infected with COVID-19 or any other contagious disease while the insured is abroad.
- The consequences and side effects of vaccination are also covered (although vaccines are still excluded).
All participants are required to have adequate travel insurance to cover medical expenses, medical repatriation and civil liability. If you do not have such insurance, Easy Languages can offer comprehensive insurance for illness, accidents, hospitalisation, repatriation, etc.
Practical details
In Europe, European Community nationals are covered by social security and school staff are at your disposal if you need to consult a doctor or dentist. Your health insurance fund or social security institution will provide you with the European Health Insurance Card (EHIC) upon request.
For all stays outside the EU, participants must take out sickness accident + assistance/repatriation insurance. For stays within the EU, this additional cover is optional, as nationals of the European Community are covered by European social security. However, it is strongly recommended for repatriation services and urgent medical assistance outside the scope of compulsory health insurance.
Our travel insurance policy applies ONLY to participants resident in the European Union.
Our insurance policy covers participants based in Europe under the following conditions:
- Stay in Europe: 15€/week; 45€/month; (maximum duration: 12 months)
- Stay outside Europe: 20€/week, 60€/month (maximum duration: 12 months)
Participants based outside Europe :
- 20€/week, 60€/month; within the annual limit of 360€.
*Europe: Germany – Andorra – Austria – Balearic Islands – Belarus – Belgium – Bosnia-Herzegovina – Bulgaria – Croatia – Cyprus – Denmark – Spain excluding Canary Islands – Estonia – Finland – France excluding overseas territories – Gibraltar – Greece + Islands – Hungary – Ireland – Italy + Islands – Latvia – Liechtenstein – Lithuania – Luxembourg – Macedonia – Malta – Monaco – Norway – Netherlands – Poland – Portugal except Azores and Madeira – Romania – United Kingdom – San Marino – Slovakia – Slovenia – Sweden – Switzerland – Czech Republic – Turkey (European part) – Ukraine – Vatican City.
Summary table
| Assistance guarantees | Amounts and ceilings |
| Health insurance Number of interventions | € 1,000,000/insured Unlimited during validity period |
| Of which psychiatric and psychological care Length of stay less than 3 months : Length of stay from 3 to 6 months : Length of stay more than 6 months : | Not covered Maximum € 300/insured Maximum € 600/insured |
| Of which Rehabilitation, physiotherapy, chiropractic Stays of less than 3 months : Stays of 3 to 6 months : Stays of more than 6 months : Following an accident: | maximum € 200/insured maximum € 200/insured maximum € 400/insured actual costs |
| Of which Emergency dental care Length of stay less than 3 months: Length of stay from 3 to 6 months: Length of stay more than 6 months : | maximum €200/insured maximum €200/insured maximum €800/insured |
| Dental costs after an accident (also in the home country) | maximum € 440 / tooth maximum € 1 300 / accident |
| Of which optical costs (glasses/lenses) after an accident | maximum € 420/insured person |
| Medical repatriation | actual costs |
| Sending a doctor abroad | actual costs |
| Sending medicines abroad | transport costs |
| Extension of the insured person’s stay | € 150 /night/insured person maximum € 1 500 |
| Extension of stay of accompanying person | € 150 /night/insured maximum € 1 500 |
| Return to home country after consolidation | return ticket |
| Return of an insured accompanying person | return ticket |
| Visit of a family member in case of hospitalisation In case of hospitalisation > 3 days : In case of hospitalisation > 7 days : Accommodation costs : | return ticket for one person: maximum € 1 400 return ticket for 2 persons: maximum € 2 800 € 75 /night/person for maximum 15 days; € 105 /night for maximum 2 persons for 15 days |
| Repatriation in case of death Transport: Cost of coffin : | unlimited € 2 000/insured |
| Presence of a family member in case of death Ticket : Accommodation: | return ticket for one person: maximum €1 400 €75/night/person, maximum €1 050 |
| Early return Travel of less than 5 months : Travel of 5 months or longer : In all cases : | return ticket return ticket maximum €10,000 /insured |
| Assistance in case of loss or theft of documents abroad Advice and shipping : Advance cash: | actual cost €1,000 |
| Paper renewal | € 200 per insured |
| Dispatch of urgent messages | actual costs |
| Legal assistance abroad Advance on criminal bail : Legal fees | € 7 500 € 3 000 |
| Insurance guarantees | Amounts and limits |
| Loss, theft or damage to luggage Valuables Without deductible Delayed delivery > 24 hrs: | € 3 000 / insured, € 350 / item € 700 € 200 / insured and € 1 000 / event |
| Delayed transport Franchise: | € 70 / 24 additional hours € 420 /passenger 24 hours |
| Search and rescue costs | € 2 000 / insured € 15 000 / event |
| Individual accident insurance Mortality : Permanent disability : | € 15 000 / insured person € 100 000 / insured person |
| Civil liability Personal liability insurance All bodily injury, material damage and consequential damage together Of which material and immaterial consequential damage Of which damage to movable property listed on the inventory attached to the rental contract: Defence and remedies : | 1.000,000 per claim 500,000 per insured person 10,000 per claim 20,000 per claim with an intervention threshold of €380 |
Maximum commitment per contract and per event: if several Insured Persons are indemnified in the context of the same event, the total amount of benefits paid by AXA Assistance may not exceed €20,000,000 (including taxes) per event for all benefits and all Insured Persons combined.
If the total amount of the benefits exceeds this overall maximum, the benefits will be paid to the Insured within the limits of this maximum,
each Insured will then be compensated in proportion to the share that his/her loss represents in the total amount of the losses suffered by the other Insureds of this contract due to this event.
